I was asked to write an article on Managing Family Finances for a local mums group. The article can be found at https://www.mumsoftheshire.com.au/tips-on-managing-family-finances/ or below. Managing the family’s finances can be a tough job, especially if you’ve had a change of income and are not both working full time anymore. As a mother of three,…
Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever. Used in conjunction with low rates, here are some extra steps that can speed up loan repayments and reduce your loan balance. Make higher repayments One of the easiest ways to quickly…
The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on…
Whether you’re a first time or seasoned investor, it’s often tricky to predict the next big location for buying an investment property. Even the experts sometimes get it wrong. There are a few things you can learn to look out for when considering where to invest. Here are a few quick tips : Ponder…
GOING, going, gone — Spring is traditionally the most popular time of year for auctions. If you’re putting your home under the hammer, here’s some top tips to make sure you get the best price possible. 1. Build those emotions. Emotionally charged buyers in a competitive auction are a winning formula for achieving a…