First Home Buyer Incentives

If you’re confused about all the incentives out there and whether you qualify, here’s some easy to understand slides on the following topics First Home Loan Deposit Scheme (no mortgage insurance) First Home Owners Grant ($10,000 grant for new homes) First Home Buyer Assistance Scheme (stamp duty waiver or concession upto $31,000 saving) Home Builder…

Credit report changes: don’t be caught out

If you applied for a home loan in the current financial environment, your lender would probably assess your application in the context of both your credit score and your credit history – on top of your income, assets, liabilities and living expenses. Your credit score is a number calculated by a credit-reporting agency, which compares…