If you’re looking for a better deal, or want to restructure your current financial situation, then refinancing or debt consolidation could be for you.
A mortgage is a long term commitment and since your circumstances will probably change a lot over the life of your loan, it’s a good idea to review your home loan every few years. By refinancing your home loan, you could end up with a cheaper interest rate or a loan that better suits your needs.
Refinancing can also allow you to access equity from your home, allowing you to further invest, renovate, pay off other debts or even buy that boat that you’ve always dreamed of owning.
Debt consolidation means relocating all of your debt into one manageable loan. You can pull your credit cards, personal loans and other debt into your mortgage and know that all you need to manage is one monthly repayment. This also means that your debts will be charged at a home loan interest rate – which can be significantly lower than a credit card or personal loan interest rate.
To weigh up the pros and cons of debt consolidation, we recommend you contact us to arrange an appointment.
“Joanne recently helped us with our loan and she was fabulous! Joanne is honest, reliable and she was always available to answer my questions. Highly recommended!”
“Just wanted to say thank you for all your assistance with our mortgage. Thank you for always being so willing to answer my questions and explain things to me. You made a very stressful time so easy… Thank you….”
Joanne was an absolute pleasure to deal with. She found the best loan for us and always kept us up to date and responded to emails and calls quickly.
“Joanne has been absolutely wonderful throughout the whole process of our refinancing, and we are over the moon with the rates she managed to secure for us. We would definitely recommend her to our friends and family.”
“Very thorough. Great communication.”
“Thank you for all your help and all the following up that you have done for me has been greatly appreciated… Thank you”
“Very happy with Joanne, she is very responsive and ensures regular communication and the provision of relevant up to date information. I would not hesitate to recommend Joanne. “
“Thank you so much for all your help with assisting us with our mortgage. Highly recommended”
“Joanne helped me just when I thought I’d never get a loan! She went above and beyond to make it happen. I am so grateful for all your help! Thank you!”
“Joanne has been our mortgage broker for our business loan and home loans. Each process (normally daunting) was smooth, easy to understand, and the best rates were negotiated for us. Super professional and always giving us the best advice, we will never go to anyone else from now on. Highly recommended to anyone who needs a loan but don’t know where to start!”
Our promise to you is a handpicked home loan solution that suit your specific needs.
Your long term financial objectives are covered with our customised approach and access to a diverse panel of lenders.