Home Loans

We are the home loan specialists. Our service includes providing you with a variety of home loans from a range of financial institutions. Whatever your situation is, from buying your first home, building, unlocking equity or possibly consolidating a debt, we will have the right solution for you.

You can get a home loan for:

  • Buying your first home
  • Upgrading or downsizing your home
  • Building a house and land package
  • Renovating your home
  • Growing your investment property portfolio
  • Unlocking equity in your home
  • Consolidating your debt

Type of Loans

Basic Variable Rate Loan

Basic Variable Rate loans are a great way to take advantage of lower interest rates. With fewer features this is the no frills option for the flexible borrower.

Standard Variable Rate Loan

Standard variable rate loans typically offer you maximum flexibility combined with an array of great features including:

  • Fix or split your loan
  • Make additional repayments as needed
  • Redraw funds as needed

Fixed Rate Loan

Fixed rate home loans offer a fixed interest rate for a set period of time, typically 1 to 5 years. For that set period of time you can accurately budget your repayments and rest assured that you want be affected by an unforeseen spike in interest rates. Generally, you will have the choice to negotiate a new fixed rate or switch to a variable loan at the end of that set time.

Combination or Split Rate Loan

A split or combination loan brings together the benefits of variable and fixed interest rates into a single home loan. Split loans are useful in times of economic uncertainty, particularly when interest rates are rising. By splitting a loan, you can hedge against the risk of higher interest rates whilst still keeping part of your loan flexible on a variable rate.

Non-Conforming Loans

Non-conforming loans are for the unconventional borrower and only really offered by specialist lenders. We can help find the best non-conforming loan for you if you fall outside the criteria of traditional lenders.

Line of Credit

A line of credit is a credit facility secured with a mortgage on a residential property. Similar to a credit card, a line of credit allows you to withdraw funds up to a set limit at any time. Repayments can be made in full or on a monthly basis. Interest rates are higher on these types of loans.

Low Documentation Loan

Low documentation loans are a simple, quick and comparatively trouble-free finance product called a lo-doc loan for short. This type of loan caters mainly for self-employed borrowers who are unable to provide full financial statements and other evidence of their income.

Bridging Loan

If you are considering buying a new property, a bridging loan can provide you with the flexibility of buying a home before you sell. This is a short-term solution as the lender effectively agrees to take on both your mortgages for up to 12 months.


to discuss your financial needs

Our Lenders

Our promise to you is a handpicked home loan solution that suits your specific needs.

Your long term financial objectives are covered with our customised approach and access to a diverse panel of lenders.